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Banking Competitiveness
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British vs Internet Banking: A 50 page paper discussing the online component of providing banking services. The intent at the outset is to compare traditional British banks with fully online banks, assessing for profitability, brand loyalty and other characteristics. Online banks are part of larger, traditional financial institutions; the paper focuses on marketing and consumer loyalty, and how the addition of Internet service affects those aspects of operation. It also discusses aggregation, the practice of placing enabling consumers to access all account information - even from different financial institutions - from a single site. The paper includes 21 charts and tables including Internet use in the UK and interest rate information from the Bank of England. Bibliography lists 20 sources.
Filename: KSbankBritInt.wps

Banking Deregulation Effects
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An 8 page paper discussing bank deregulation over the years, but focusing on the Gramm-Leach-Bliley Act of 1999, which provides the most comprehensive array of freedoms to date by dispensing with rules against banks intermingling with other types of activities in the financial services industry, and they now can act as brokers and sell insurance. Combined with new geographical freedoms, the banking industry has changed dramatically over the past several years. Adding the electronic environment component finishes one phase of banking’s evolution and ushers it into another. Bibliography lists 10 sources.
Filename: KSbankDereg.rtf

Banking Finance Questions
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This 7 page paper looks at questions supplied by the student, working out the net interest, net interest margin, net profit, return on assets and return on equity and equity multiplier for a bank. The paper then consider the interest rate exposure and the type of swap needed, capital requirements, the issues between management and regulator and comments on actions the bank should take. The bibliography cites 3 sources.
Filename: TEbankade1.rtf

Banking In China
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A 4 page paper that provides a brief overview of the growth in wealth in China and what the wealthy need from their bank. The paper comments on Bank of America's presence in China through the interest they own in one of the major banks there. The writer also comments on the services that BofA should promote. Bibliography lists 4 sources.
Filename: PGbofch9.rtf

Banking in the Twenty-first Century
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This 10 page paper discusses changes in the banking industry and what people have to look forward to in the twenty-first century. The Y2K problem is noted. Bibliography lists 10 sources.
Filename: 21bank.rtf

Banking in the United States Compared with Banking in the European Union
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This 24 page report discusses the banking systems of the United States and the European Union. The financial world, by its very nature, is ever-changing and with the major changes that have been seen in the past few decades -- the end of the Cold War, the boom and bust of the 1980s and then the late 1990s, the consolidation of the European Union, the physical introduction of the euro -- the list goes on and on. However, one constant remains in the banking world and that is that the most successful financial institutions and their users are required to be able to think, act, and move between the present and the future. Bibliography lists 20 sources.
Filename: BWuseuro.rtf

Banking Industry: Current and Future
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A 10 page paper discussing the current state of depository institutions and their likely future. Changes in the economy have affected the entire industry, and those changes are expected to be long-lasting and systemic. The industry may not be expected to grow at all, but it can be expected to become far more stable and responsible. Includes 5 tables (total industry employment, GDP, total assets, interest rates, etc.). Bibliography lists 10 sources.
Filename: Ksbanking02.rtf

Banking PowerPoint Presentation
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This 5 page paper is a PowerPoint presentation with speaker notes explain the role of banks, looking at their principle operations of running different types of accounts and their position ad a lender. The part then explains the role of the bank as an intermediary between the savers and the borrowers.
Filename: TEbankPP.rtf

BANKING REGULATION AND GLB
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This 5-page paper examines the Gramm-Leach-Bliley Act of 1999, and how it can be used to help regulate depository institutions to create an efficient and safe system. Bibliography lists 3 sources.
Filename: MTglbban.rtf

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